Life Quotes, Inc. News Release - 04/08/2021
CONTACT:
Robert
Bland (630) 515-0170, ext. 101
bob@lifequotes.com
LifeQuotes.com Celebrates 1,000 Google
Reviews Averaging 4.8 Stars
- Instant life insurance quotes from 40
different insurers proves a hit with shoppers
Westmont, Illinois (April 8, 2021) –
LifeQuotes.com, the online life insurance brokerage that
offers comparative quotes from 40 leading life insurers and
allows customers to purchase from the company of their choice,
today announced reaching 1,000 Google Reviews with an average
Star rating of 4.8.
Live updates of the Company's Google Reviews can be seen at: https://www.google.com/search?q=lifequotes+google+reviews&rlz=1C1GGGE_enUS470US470&oq=lifequotes+google+reviews...
"We're thrilled to have reached our 1,000th Google
Review at an average Start Rating of 4.8," said LifeQuotes.com
vice president, Brian Bland. "It's gratifying to see life
insurance shoppers so happy with the savings they can achieve
by using our proprietary technology, which enables anonymous
quoting in private, a comparative selection of 40 insurers'
rates with underwriting guidelines built-in, instant-decision
underwriting and online buying capability."
Bland continued, "A recent study of our customers'
buying experience revealed that 88 percent received final
policy pricing at or below the price they initially
self-quoted, which is outstanding for life insurance given the
high number of variables that can affect a final rate."
Other unique attributes of the LifeQuotes.com platform
include automatic quoting of Final Expense, Term Life, Whole
Life and Universal Life whenever applicable, buy-online
capability and the disclosure of actual underwriting
guidelines so that people with health histories can know with
better certainty the expected final price.
"LifeQuotes.com welcomes people with health histories
who might have been rated up or declined elsewhere," said
Bland. "Common conditions we see are diabetes, recovering
cancer, heart disease, anxiety and sleep apnea. In today's
competitive market, many insurers will even award their best
rates to somebody who has mild hypertension or elevated
cholesterol. Some of the plans on our platform ask no health
questions going up to $100,000."
Having an adequate amount of life insurance in place is
important and everybody's situation is unique. Here are some
LifeQuotes.com guidelines:
- For people who work and have dependents, children or
a mortgage: 10-15 times annual income
- For home caregivers: $300,000 minimum
- For burial-only coverage: $10,000-$25,000
Instant decision term life plans soar in popularity
The chart of sample monthly premiums below reveals the
best possible monthly prices for a 10-year, instant decision
level term life policy. Most 10-year term life policies are
renewable, without evidence of insurability, to age 90+ and
may be convertible to permanent insurance without having to
undergo further underwriting. Other initial rate guarantee
periods such as 15, 20, 25, 30 years and longer are also
available as are Universal Life and Whole Life, both of which
can provide a level death benefit and level premiums for life.
Instant Decision Sample Rates,
10 Year Term |
Female Monthly Rates |
|
Male Monthly Rates |
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
|
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
20-35 |
$8 |
$9 |
$13 |
$23 |
|
20-35 |
$9 |
$10 |
$15 |
$25 |
40 |
$9 |
$13 |
$19 |
$30 |
|
40 |
$10 |
$12 |
$19 |
$33 |
45 |
$11 |
$16 |
$25 |
$45 |
|
45 |
$12 |
$19 |
$28 |
$51 |
50 |
$14 |
$24 |
$39 |
$73 |
|
50 |
$17 |
$28 |
$49 |
$87 |
55 |
$19 |
$33 |
$54 |
$101 |
|
55 |
$23 |
$41 |
$73 |
$135 |
60 |
$26 |
$52 |
$98 |
N/A |
|
60 |
$40 |
$81 |
$158 |
N/A |
Instant Decision Sample Rates,
20 Year Term |
Female Monthly Rates |
|
Male Monthly Rates |
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
|
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
20-35 |
$9 |
$12 |
$18 |
$35 |
|
20-35 |
$10 |
$14 |
$22 |
$41 |
40 |
$10 |
$15 |
$24 |
$50 |
|
40 |
$11 |
$17 |
$27 |
$60 |
45 |
$14 |
$22 |
$39 |
$76 |
|
45 |
$16 |
$28 |
$49 |
$100 |
50 |
$21 |
$37 |
$65 |
$119 |
|
50 |
$25 |
$42 |
$79 |
$162 |
55 |
$30 |
$56 |
$95 |
$175 |
|
55 |
$39 |
$78 |
$129 |
$238 |
60 |
$49 |
$105 |
$212 |
N/A |
|
60 |
$71 |
$151 |
$306 |
N/A |
Instant Decision Sample Rates,
30 Year Term |
Female Monthly Rates |
|
Male Monthly Rates |
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
|
Age |
$100,000 |
$250,000 |
$500,000 |
$1,000,000 |
20-35 |
$14 |
$21 |
$34 |
$61 |
|
20-35 |
$16 |
$24 |
$41 |
$73 |
40 |
$17 |
$27 |
$48 |
$89 |
|
40 |
$22 |
$33 |
$60 |
$112 |
45 |
$23 |
$39 |
$71 |
$135 |
|
45 |
$30 |
$47 |
$90 |
$176 |
50 |
$36 |
$70 |
$125 |
N/A |
|
50 |
$47 |
$94 |
$168 |
N/A |
55 |
$56 |
$112 |
N/A |
N/A |
|
55 |
$75 |
$151 |
N/A |
N/A |
The sample premiums shown above assume that the applicant is
in good health and has no ratable medical issues. Applicants
with pre-existing medical issues can view instant quotes at rate.lifequotes.com.
Customers who want quotes and advice by phone can talk to our
licensed specialists by calling (800) 556-9393.
Past Accolades for LifeQuotes.com
- 92,000 customers award 4.64 Star Ratings: https://rate.lifequotes.com/liferequest/customerReview.jsp
- "2017 Life Insurance Innovation" award winner... Life
Insurance Direct Marketing Association
- "The premier Web site in terms of details and ease of
use..." -- Yahoo! FINANCE
- Twice Ranked #1 life insurance website by Kiplinger's
- Named a "100 Most useful website" by MSN
Money
- Past Winner: Forbes' "Best of the
Web"
- "The best web site I've found..." --
Dallas Morning News
- "...we'd recommend you do your insurance shopping
here..." -- Barron's
- "...outstanding - as good as a Web site on insurance
can possibly be. Hats off and a gold star to the top
insurance site on the Web." -- Insurance for
Dummies
About LifeQuotes.com
LifeQuotes.com is an online insurance broker that caters
to self-directed life insurance shoppers at
rate.lifequotes.com. The company's innovative technology allows
customers to view continually-updated quotes on an anonymous
basis and buy from the company of their choice on a paperless
basis. The company's comparative rater also reveals
underwriting guidelines for improved accuracy. The company
also provides fulfillment services to insurance companies,
financial institutions and affinity groups with large customer
bases. More than 380,000 people have purchased policies
through LifeQuotes.com since the firm's founding in 1984.
Survey Methodology
Life insurance policies described, quoted, shown and
illustrated in this press release may not be available in all
states and certain terms may vary by state where required by
state law. The supplemental policies described provide limited
benefits and are NOT comprehensive health insurance or major
medical insurance and they do NOT satisfy a person's
individual obligation to secure the requirements of minimum
essential coverage under the Affordable Care Act (ACA). For
more information about the ACA, refer to
http://www.HealthCare.gov. Policies examined include American
Family Life Insurance Company, Madison, WI, policy form
ICC14-LD10001; American National Insurance Company, Galveston,
TX, policy form ART 12; Assurity Life Insurance Company,
Lincoln, NE, policy form I L1702; Banner Life Insurance
Company, Urbana, MD, policy form ICC08-LIA, and William Penn
Life Insurance Company, Garden City, NY, policy form LIA-WP,
both Legal & General America companies; Foresters Financial of
Toronto, Canada, under form ICC16 770620; Haven Life Insurance
Agency, Issued by C.M Life Insurance Agency, LLC, a subsidiary
of Massachusetts Mutual Life Insurance Company (Mass Mutual)
of Springfield, MA. Policy form # ICC19PCM-SI 0819); Lincoln
Life & Annuity Insurance Company of New York, Syracuse, NY,
policy form LEF06321-18_7-10, and The Lincoln National Life
Insurance Company, Fort Wayne, IN, policy form LEF06321_5-12,
both insurance company affiliates of Lincoln National
Corporation, whose marketing name is Lincoln Financial Group;
John Hancock Life Insurance Company (U.S.A) of Boston, MA
02117, on policy form number ICC16 2016TERM and John Hancock
Life Insurance Company of New York, Valhalla, NY 10595,
Minnesota Life Insurance Company and Securian Life Insurance
Company of St. Paul, MN under policy number F76777-15; Pacific
Life Insurance Company of Newport Beach, CA, policy form
P16YLT. North American Company for Life & Health Insurance,
Chicago, IL, policy form LS174; Penn Mutual Life Insurance
Company of Horsham, PA, under policy form ICC13-LT; Principal
Life Insurance Company of Des Moines, IA, under policy form
ICC17 SN 104; Protective Life and Annuity, Birmingham, AL,
policy form TI-15; Pruco Life Insurance Company of New Jersey,
Newark, NJ, policy form ORD 96200-2010, member companies of
Prudential Financial, Inc., Newark, NJ; Sagicor Life Insurance
Company of Scottsdale, AZ under form number 1000; The Savings
Bank Mutual Life Insurance Company of Massachusetts, Woburn,
MA, policy form A91-OSV (SBLI and The No Nonsense Life
Insurance Company are registered trademarks of The Savings
Bank Mutual Life Insurance Company of Massachusetts;
Transamerica Life Insurance Company, Cedar Rapids, IA, policy
form 1-304 11-107, both AEGON companies; Vantis Life Insurance
Company, Windsor, CT, policy form # ICC17DTC; United of Omaha
Life Insurance Company, Omaha, NE, policy form LAP1099, a
Mutual of Omaha affiliate company. Copyright 1984-2023 Life
Quotes, Inc. All rights reserved.
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