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Long-Term Care

The Essentials of Long-Term Care Insurance

The Essentials of Long-Term Care Insurance

Debbie Klimas March 17, 2020

When you're young, long-term care insurance is not something you’re likely to think about. You might also think that long-term care insurance is something to worry about well into your 60s or 70s. But in

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Huntington’s Disease and Long-Term Care (LTC) Insurance

Huntington’s Disease and Long-Term Care (LTC) Insurance

Debbie Klimas March 17, 2020

Experts estimate that about one out of every 10,000 people have Huntington's Disease

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Rising Costs of Dementia Due to LTC, Not Medical Care

Rising Costs of Dementia Due to LTC, Not Medical Care

Debbie Klimas March 13, 2020

Dementia patients’ long-term care (LTC) makes up the bulk of cost in treating the disease, and not the actual medical treatment itself, stated a 2013 RAND Corporation report. RAND research estimated dementia costs to reach

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Many Americans Unprepared for Long-Term Care Expenses

Many Americans Unprepared for Long-Term Care Expenses

Robert Bland, CLU March 12, 2020

Planning for retirement in the long-term is on the to-do list for most people. However, many Americans neglect to prepare for long-term care (LTC) expenses, which can often turn out to be the most

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Alzheimer's Disease Can Mean Decades of Long-Term Care Cost

Alzheimer's Disease Can Mean Decades of Long-Term Care Cost

Debbie Klimas March 11, 2020

“Every 70 seconds someone in America develops Alzheimer’s,” warns the Alzheimer’s Association in a 2017 Facts and Figures report. Just last week, the association, a nonprofit research advocate for Alzheimer’s care and support, released

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Cost of Long-Term Care Rising Faster Than Inflation

Cost of Long-Term Care Rising Faster Than Inflation

Debbie Klimas March 10, 2020

Genworth’s 2019 Cost of Care survey shows the average cost for a home healthcare worker rose 4.55 in 2019. The survey also surmises that a staggering “10,000 Baby Boomers turn 65 everyday until 2030

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First Five Steps to Consider in Receiving Care at Home

First Five Steps to Consider in Receiving Care at Home

Karla Sullivan March 25, 2016

In the past, at home care for an elderly relative was uncommon. With the exception of monthly meal programs and nurses, most people chose moving into a senior care facility.  But now, many agree

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Alzheimer’s Awareness: Not Today, My Old Friend

Alzheimer’s Awareness: Not Today, My Old Friend

Karla Sullivan October 23, 2014

And for individuals with Alzheimer's disease having sufficient long-term care insurance is a major concern.

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Middle-income America not ready for critical illness costs

Middle-income America not ready for critical illness costs

Consumer Insurance Guide Staff May 9, 2013

A full 90 percent of middle-income Americans are not ready for the financial hardship posed by a critical illness diagnosis. They don't have enough savings on hand and don't have long-term care insurance or critical

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Americans Don't Like to Think About Long-Term Care Needs

Americans Don't Like to Think About Long-Term Care Needs

Consumer Insurance Guide Staff April 30, 2013

A survey of Americans above age 40 showed that not only do Americans underestimate their potential need for long-term care, but it's also something they don't like to think about. According to the poll

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